The following terms and conditions apply to all sections and pages under the website, telegram channel and, where relevant, to other services provided by us. Additional terms and conditions may also apply to other services provided by us and these are set out below and/or will be explained or made available to you if you use these services.
Please read these terms and conditions carefully. They govern our relationship with you in relation to this website or telegram channel. By using or accessing any part of this website or telegram channel you will be deemed to have accepted these terms in full. If you do not accept these terms and conditions please do not continue to use this website or telegram channel.
We may modify these terms and conditions by posting an updated copy of them on this website and telegram channel from time to time. You should check this website and telegram channel from time to time to review the current terms and conditions. By continuing to use this website and telegram channel you agree to the amended terms and conditions.

Information about us
We are Jarvis Labs, a limited company registered in Estonia under the name Jarvis Labs. You can contact us by e-mail at
The website to which these terms and condition apply and for which we are responsible is and all related micro-sites. This website has not been approved by the FCA or by any financial regulatory authority of any other state or jurisdiction.
Your use of this website or telegram channel and our intellectual property rights.
All tools and information available on this website and on our channels are provided as a products and may not be used for commercial purposes of any kind without our prior written consent. For the avoidance of doubt, the use of this website or telegram channel by advisers seeking information to assist clients is not considered to be commercial or quasi commercial use. Written requests to use the information available on this website for commercial purposes may be submitted via email to
We retain the right, without any obligation, to modify, update, withdraw or deny access to this website at any time and without notice. If the need arises, we may suspend access to this website or close it down indefinitely.
Unless otherwise stated we own the copyright and any other intellectual property rights in all material on this website or telegram channel and in our publications (or are licensed to use the same). Materials include, but are not limited to, the design, layout, look, appearance, graphics and documents on this website, as well as other content such as articles and other text.
All downloadable information materials on this site are our complete property. Under the terms of this licence you must not alter, transform, or build upon these materials, use these materials for commercial use and you must identify the Money Advice Service as the author of these materials.
In addition, your use of our advice and are subject to the following additional provisions:
1. You shall not use and/or display extracts from the Reports in a context from which it may be reasonably inferred that:
a. Jarvis Labs is promoting or recommending your argument, opinion, or point of view;
b. your opinions or the views that you promote are the same or similar to those of the Jarvis Labs;
c. Jarvis Labs is endorsing or recommending you or your goods or services; or
d. Jarvis Labs is affiliated in any way with you.
2. You shall not make any addition to, deletion from, alteration or adaption of the Reports (by selectively using extracts of the Reports or otherwise) that would distort the Reports (or give a reader of your work a distorted impression of the totality of the Reports) or otherwise affect the reputation of the Money Advice Service;
3. You shall always attribute any extracts of the Reports you use in your work to Jarvis Labs
4. You shall not use extracts of the Reports in a work, or in part of a group of works which:
a. promotes any form of illegal activity;
b. could be reasonably considered by Jarvis Labs as defamatory;

Our liability to you
This website, our telegram channel/chats, services are here to help you regarding general information and not personal one.
Whilst we try to ensure that the information on this website, in associated publications and the advice given by our recommendations and analysts is current and correct no undertaking, representation, warranty or other assurance, express or implied, is made or given by or on behalf of Jarvis Labs or any of our partners, employees, agents or analysts or any other person as to the reliability, accuracy or completeness of the information, opinions, advertising, data or other materials contained on this website or the advice given by our recommendations and analysts and no responsibility or liability is accepted by any of them for any such information, opinions, advertising or data. We give only general information and nothing more.
We are not liable for any damages (including, for example, damages for loss of business or loss of profits) arising in contract, tort or otherwise from the use of or inability to use: Jarvis Labs website or telegram channel, bots, associated publications, the advice given by our advisers or any material contained in them, or from any action or decision taken as a result of using this website, associated publications, or general information.

Availability of this website/telegram channel
Whilst we try to ensure that this website or telegram channel is available 24 hours a day we are not liable if, for any reason, the site is unavailable for any period of time.
We make no warranty that this website or telegram channel is free from defects, viruses or anything else which may be harmful or destructive or that any defects and viruses that do arise will be corrected. We do not guarantee that this website or telegram channel will be compatible with all or any hardware and software that you may use.
We do not control other websites linked to or from this website and we are not responsible for the contents of them, or any changes or updates to such websites. We are not responsible for webcasting or any other form of transmission received from any other websites.

Information on this website/Telegram Channel
Jarvis Labs is not regulated by the Financial Conduct Authority and Jarvis Labs does not provide a regulated service.
The information and tools that Jarvis Labs provides are generic and should be of general assistance to you in managing your finances. However, the money advice and bots service cannot recommend specific financial products and always recommends that you seek further information from an independent financial adviser, and/or further information from the providers of specific financial products.
Please note that the tools of Jarvis Labs are not and can never be a substitute for you thinking about your own circumstances and priorities.
You should not buy, sell or change the terms of a product purely on the basis of any resources on the website or telegram channel. If you need regulated financial advice, consult a professional financial adviser.
Whilst we try to ensure the information contained on the website or telegram channel is accurate and up to date, we cannot be responsible for any inaccuracies in the information. We are under no responsibility to provide you with access to any additional information or to update this website or telegram channel, even if inaccuracies become apparent.
No person, especially those who do not have professional experience in matters relating to investments, may rely on the contents of this website or telegram channel. Retail investors should not enter this website or telegram channel, rely on or act upon its contents. No responsibility is accepted by us or any of our partners for any action taken on the basis of the content of this website or telegram channel(to the extent permitted by applicable laws/regulatory rules). Our liability to you as explained above remains unaffected by this.

Contracting online
If you make a contract with a third party who is named or referred to on this website or telegram channel , it is your responsibility to ensure that the terms of that contract are acceptable to you and to take legal advice if necessary. There are no additional delivery charges related to the digital service and all prices are full taxes included. Concerning the right of refund for digital services is null and void however we offer 12 hours.

Returns and Refunds Policy
As the subscription is a digital good, its purchase gives you access to all the tools, courses, reports and documentation of Jarvis Labs. Thus, in accordance with the European legislation to which we are bound, the purchase of a digital subscription does not entitle us to a refund. Lifetime subscriptions are restricted to a maximum of 8 years.
However, a refund request will still be validated if it is made within 12 hours after the access validation.

Prohibitions on your use of this website/telegram channel
You may not use this website for any purpose that is unlawful or prohibited by these terms and conditions. In particular, but not exclusively you are prohibited from posting or transmitting to or from this website or telegram channel any material:
That is threatening, defamatory, obscene, indecent, seditious, offensive, pornographic, abusive, liable to incite racial hatred, discriminatory, menacing, scandalous, inflammatory, blasphemous, in breach of confidence, in breach of privacy or which may cause annoyance or inconvenience
For which you have not obtained all necessary licences and/or approvals
Which constitutes or encourages conduct that would be considered a criminal offence, give rise to civil liability, or otherwise be contrary to the law of or infringe the intellectual property rights of any third party, in any country in the world, or
Which is technically harmful (including, without limitation, computer viruses, logic bombs, Trojan horses, worms, harmful components, corrupted data or other malicious software or harmful data).
We shall fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity or locate anyone posting any material in breach of this section.

The General Data Protection Regulation (GDPR)
Jarvis Labs technically processes the CLIENT’s data only to provide the Service, to the exclusion of any other use, for the benefit of Jarvis Labs or third parties. In accordance with the GDPR, personal data are stored and processed by Jarvis Labs (and its subcontractor) on servers located exclusively secure and are not subject to any transfer.
Jarvis Labs undertakes to ensure the security and protection of the confidentiality of the CLIENT’s personal data in order to prevent it from being distorted, damaged or communicated to unauthorised third parties. Jarvis Labs undertakes to ensure, and to ensure that any technical service provider responsible for the implementation of the Service, in particular the Platform acting as a subcontractor of Jarvis Labs, complies with the strictest confidentiality and security in the process of processing, storing and safeguarding the CLIENT’s personal data, in accordance with good practice, in strict compliance with the GDPR and in accordance with the provisions of the Contract.
In accordance with art. 33.2 of EU Regulation 2016/679, Jarvis Labs undertakes to inform the CLIENT without delay of any “violation” of personal data (unauthorized access, unauthorized copying, corruption of personal data files, etc.) of which he is aware, at the CLIENT’s expense to inform (i) the supervisory authority on which it depends, and (ii) when this violation “is likely to occur to create a high risk to rights and freedoms”, the persons concerned.
If the customer wishes to delete or ask his personal data from Jarvis Labs, he can request it directly via The Client’s personal data are kept for a period of 10 years after the end of his subscription or from the last contact with Jarvis Labs if the client doesn’t subscribe.

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